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KEYWORD "Borrowers" - 100 RESULTS
Interest Rate Decision - it’s touch and go, admits analyst

The chance of the Bank of England deciding to cut base rate today and thus trigger further interest rate cuts, is...

01 August 2024

From: Breaking News

Popular Buy To Let mortgage lender is latest to cut rates

Paragon Bank has reduced rates on its core range of buy-to-let mortgages, taking 15bps off 10 products, in addition to launching...

05 July 2024

From: Breaking News

Interest Rate Decision announced by Bank of England

The Bank of England has kept base interest rate at 5.25%. Some industry figures hoped for a cut following yesterday’s inflation news,...

20 June 2024

From: Breaking News

‘No Interest Rate Cut This Summer’ after bad news from government

Any lingering hope of a pre-election interest rate cut by the Bank of England has been hurt by the government’s Office...

12 June 2024

From: Breaking News

Labour’s big idea to shift first time buyers from rental sector

Labour is launching a new Freedom to Buy scheme to get 80,000 young people on the housing ladder, over the next...

07 June 2024

From: Breaking News

Boost for Buy To Let as mortgage product choice improves

There's good news for the buy to let sector as mortgage product availability is showing signs of stability, according to the...

23 April 2024

From: Breaking News

How Knight Frank sees it - market update from research guru

It feels as though the UK housing market is waiting for something to happen. The prevailing mood is one of anticipation with...

15 April 2024

From: Breaking News

Letting agents demand mortgage lenders cut rates to help market

The letting agents’ trade body Propertymark has made the unexpected move of calling on banks to cut mortgage rates. Rates are typically...

01 March 2024

From: Breaking News

Building society bans mortgages on holiday let properties

A building society has launched a pilot project banning mortgage lending on holiday lets in two tourist areas for 12 months. Leeds...

26 February 2024

From: Breaking News

Beware 1% Deposits - Knight Frank lays into government

Knight Frank has taken the unusual step of suggesting a government proposal for the housing market is high-risk and could even...

23 February 2024

From: Breaking News

Buy To Let lending for older landlords falls off a cliff

New figures from lenders trade body UK Finance show a massive fall in buy to let loans for those aged 55...

20 February 2024

From: Breaking News

Agents plead with Bank of England after buy to let mortgage arrears soar

Propertymark wants the Bank of England to cut interest rates following data showing soaring mortgage arrears and repossessions. Lenders trade body UK...

09 February 2024

From: Breaking News

Mortgage experts predict boost in buy to let lending this year

Just under half of mortgage brokers expect to place more limited company buy-to-let business throughout the next 12 months, Paragon Bank...

24 January 2024

From: Breaking News

Row over government bid to turn renters into first time buyers

Controversy surrounds a government idea - floated over the weekend - to allow renters to secure mortgages with just one per...

22 January 2024

From: Breaking News

Rates War! Mortgage lenders slash BTL borrowing costs

A series of lenders have slashed their buy to let mortgage rates in a bid to win business. These include: - LendInvest Mortgages...

08 January 2024

From: Breaking News

Mortgage Lenders set out buy to let forecasts for 2024/2025

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 In...

29 December 2023

From: Breaking News

Labour housing policies win strong public support as Tories lag behind

Independent polling gives Labour a big lead when it comes to its approach to housing policy. Detailed polling by the Ipsos pollster...

21 December 2023

From: Breaking News

Young tenants delay life-changing decisions while renting

Young couples are delaying marriage and starting families until they get out of the rental sector, research by Yorkshire Building Society...

29 September 2023

From: Breaking News

Eyes on Lenders - rates expected to drop sharply this week

Mortgage experts are expecting significant falls in the cost of borrowing this week as lenders drop their rates. Following last week’s decision...

25 September 2023

From: Breaking News

Agents warned: 7% interest rates for many months to come

A stark warning has been made to lettings and estate agents that interest rates as high as seven per cent may...

25 July 2023

From: Breaking News

Another interest rate rise likely - but might it be the last for now?

Most economic and housing analysts believe another base rate rise is on the cards for next month - but the sharp...

20 July 2023

From: Breaking News

Call for buy to let mortgage rules to be relaxed during crisis

A property industry commentator wants buy to let mortgage rules to be relaxed so that frustrated sellers can let out their...

12 July 2023

From: Breaking News

Shock interest rate decision by Bank of England

The Bank of England has announced its latest change in base rate, which is used by most lenders to determine interest...

22 June 2023

From: Breaking News

Four reasons why house prices won’t fall off a cliff - agent’s claim

A prominent lettings and sales agency says there are four reasons why house prices won’t fall off a cliff, despite interest...

22 June 2023

From: Breaking News

Interest Rates - Bank of England reveals latest decision

The Bank of England has announced its latest decision on base rate. This has been increased by 0.25 per cent to 4.5...

11 May 2023

From: Breaking News

Agents react to Bank of England interest rate decision

The Bank of England has raised base rate by 0.25 per cent to 4.25 per cent - the highest level since...

24 March 2023

From: Breaking News

Bank warns of 10 per cent fall in house prices this year

Spanish bank Santander says UK residential property prices look set to fall 10 per cent this year and will return to...

06 February 2023

From: Breaking News

Equity Release still expanding despite economic headwinds

The equity release market has expanded by 27 per cent to hit a record £5.58 billion of new lending last year,...

31 January 2023

From: Breaking News

Good News - signs of optimism in buy to let mortgage market

Legal & General says it’s seeing signs of optimism in different parts of the buy to let sector. Firstly it’s seen a...

29 December 2022

From: Breaking News

Lettings key to agents’ survival if sales slump in 2023

Data from the mortgage lenders’ trade body UK Finance shows the wisdom of agents having a lettings division. The body says: “We...

14 December 2022

From: Breaking News

Savills adds to gloom with forecast of major price falls next year

Savills is the latest agency to suggest significant house price falls next year - although in its long-range forecast it says...

04 November 2022

From: Breaking News

Agents welcome Hunt tax change - but who knows what’s coming?

Propertymark’s chief executive Nathan Emerson has welcomed the dramatic government U-turn on taxes - but most importantly has retained the stamp...

18 October 2022

From: Breaking News

Interest rate rise announced by the Bank of England

The Monetary Policy Committee of the Bank of England has agreed to raise interest rates by 0.5 per cent to 2.25...

22 September 2022

From: Breaking News

Double-whammy interest rate rise this month, predicts analyst

A leading business consultancy says the Bank of England will once again increase interest rates by twice the minimum permitted. CMC Markets...

02 September 2022

From: Breaking News

Shock for lettings and sales markets as big interest rate rise announced

The Bank of England's Monetary Policy Committee has announced that base rate is rising from 1.25 to 1.75 per cent. The rate is now...

04 August 2022

From: Breaking News

Renting cheaper than buying after latest interest rate rises

The most recent interest rate rise has swung the balance making it cheaper to rent than to buy, according to lettings...

20 June 2022

From: Breaking News

Mortgage bonanza for buy to let - best choice for 15 years

There’s a 15 year record high in the number of buy to let mortgage products available for current or new landlords. The...

28 January 2022

From: Breaking News

Ballistic! Lettings market ends year with a bang

A leading market forecaster has described the level of rent rises in one part of the country as “going ballistic”. “The London...

24 December 2021

From: Breaking News

Help London’s rental sector - agent’s plea to government

A leading agent and member of the Propertymark board says London’s letting agencies and private rental sector need government help -...

12 October 2021

From: Breaking News

New EPC targets may stifle buy to let investment, says ARLA

ARLA Propertymark is warning the government that new energy efficiency targets for EPCs could stifle buy to let investment in future. In...

19 February 2021

From: Breaking News

Buy to let mortgage rates begin to rise as product numbers dip

Independent service Moneyfacts says that while the buy to let mortgage sector remains resilient, it has contracted slightly in recent weeks...

19 August 2020

From: Breaking News

New buy to let mortgage aimed at investors in holiday hotspots

A new mortgage product aimed at buy to let investors wanting to enjoy a slice of the holiday home staycation market...

17 July 2020

From: Breaking News

Extra buy to let mortgage holiday opposed by activists group

The possibility of an extended mortgage holiday being introduced, for landlords as well as home owners, has been sharply criticised by...

22 May 2020

From: Breaking News

Many buy to let mortgages more expensive despite Base Rate fall

Some buy to let mortgages are now more expensive than before for borrowers, despite the recent fall in the Bank of...

12 May 2020

From: Breaking News

Buy to let mortgage products plummet thanks to Coronavirus

Data from independent mortgage monitor Moneyfacts shows that there’s been a big drop in the choice of mortgage for buy to...

15 April 2020

From: Breaking News

Lender offers ‘instant’ mortgage decisions for buy to let borrowers

A lender is now offering what it calls ‘instant decisions-in-principle’ for buy to let purchasers still buying property at the moment. Landbay...

24 March 2020

From: Breaking News

Good news: Buy to let mortgage costs continue to drop

Mortgage costs in the buy to let market have continued to fall over the last three months - a trend seen across...

20 December 2019

From: Breaking News

Buy to let mortgage bonanza means it's vital for investors to use a broker

A leading buy to let specialist lender says the vast number of BTL mortgage products now on the market has made...

14 June 2019

From: Breaking News

Rightmove bans ‘No DSS’ from listings and falls in line with Zoopla

Rightmove has fallen in line with Zoopla and is banning the term ‘No DSS’ from its lettings agents’ listings from the...

16 April 2019

From: Breaking News

Nationwide is latest lender to oppose ‘No DSS’

The Nationwide is the latest lender to say it will not insist its buy to let borrowers enforce a No DSS...

21 March 2019

From: Breaking News

Brexit? That's not a good reason to delay a buy to let investment...

Brexit is not a good reason for delaying buy to let investment, insists a mortgage chief. Andrew Turner is chief executive at...

01 March 2019

From: Breaking News

Brexit causing “measurable market slowdown” warns buy to let lender

A survey of mortgage experts conducted by one of the largest specialist buy to let lenders suggests that Brexit is hitting...

15 February 2019

From: Breaking News

Good news: most buy to let fixed-rate mortgages are now cheaper

With good news in the buy to let sector in short supply, here’s a promising start to the week - a...

11 February 2019

From: Breaking News

Changing face of buy to let - mortgage lender targets Airbnb hosts

A lender has launched a new product which is thought to be the first mortgage explicitly aimed at borrowers who propose...

19 July 2018

From: Breaking News

Good news - record number of mortgage deals for new BTL investors

The independent mortgage market monitor Moneyfacts says there is now a record number of mortgage deals for those entering the buy...

04 July 2018

From: Breaking News

Buy to let lender demands borrowers prove they conform with MEES

A specialist buy to let lender is making changes to its lending conditions to ensure its residential and commercial borrowers conform...

23 March 2018

From: Breaking News

Some buy to let mortgage rates return to lowest-ever levels

The independent mortgage market monitor Moneyfacts says some buy to let mortgage rates have gone back to record lows. The monitor says...

06 March 2018

From: Breaking News

Mortgage borrowing now tougher for portfolio buy to let investors

Nearly three quarters of portfolio landlords have found it more difficult to secure a mortgage since the Prudential Regulation Authority’s changes...

24 January 2018

From: Breaking News

Major buy to let lender extends tenancies policy to 36 months

One of the lettings sector’s biggest lenders, Santander, is allowing its buy to let landlord borrowers to offer assured shorthold tenancies...

09 January 2018

From: Breaking News

Equity release 'could help portfolio landlords hit by new rules'

Portfolio landlords unable to borrow or contemplating selling because of new Prudential Regulation Authority rules are being urged to consider equity...

06 October 2017

From: Breaking News

Mortgage boss warns some BTL applications 'could take three months'

The mortgage director of Romans, one of the country’s largest agency groups, says the new Bank of England rules being introduced...

29 September 2017

From: Breaking News

Which? warns BTL borrowers could be rejected for mortgages

Consumer group Which? is warning that buy to let investors with multiple properties in one locality could risk being turned down...

19 September 2017

From: Breaking News

Number of buy to let mortgage products surges to 1,725

The number of new buy to let mortgages available to investors has hit 1,725 - its highest point since 1,942 products...

13 September 2017

From: Breaking News

Buy to let mortgage costs drop again as lenders compete for business

A new snapshot of the buy to let mortgage market suggests costs have dropped further over the past three months as...

16 August 2017

From: Breaking News

Another buy to let lender changes rules ahead of Bank deadline

Skipton is the latest lender to confirm that it will continue lending to so-called portfolio landlords after new Bank of England...

16 August 2017

From: Breaking News

£50m raised by innovative bond from property investment platform

Property investment platform LendInvest has raised £50m thanks to the over-subscription of its first retail bond, launched on the London Stock...

11 August 2017

From: Breaking News

Big rise in mortgage choice for buy to let and owner occupier sectors

The number of mortgage products has more than doubled over the past two years, according to new data released by sourcing...

12 July 2017

From: Breaking News

Buy-to-let lending down as remortgaging continues to drive activity

The number of buy-to-let mortgage loans fell by over a fifth during April, according to the latest figures from the Council...

15 June 2017

From: Breaking News

Metro Bank enters consumer buy-to-let market

High street operator Metro Bank has announced that it is entering the consumer buy-to-let market and will now accept consumer applications...

14 June 2017

From: Breaking News

Major lender lowers affordability assessments for buy to let

One of the biggest lenders to the buy to let community, Santander, is to lower its affordability assessments from next Wednesday.   It...

13 April 2017

From: Breaking News

More buy to let mortgages now aimed at limited companies

The range and pricing of buy to let mortgage products for limited companies has never been better according to a survey...

05 April 2017

From: Breaking News

Metro Bank is latest to revise buy to let offer for professional investors

The Metro Bank is the latest to make changes to its buy to let mortgage portfolio in a bid to attract...

31 March 2017

From: Breaking News

Buy to let tax change triggers rush to mortgage intermediaries

The imminent mortgage interest tax relief changes coming into effect in April has triggered a surge in the number of mortgage...

14 March 2017

From: Breaking News

Another buy to let lender introduces stiffer criteria for investors

The Leeds Building Society is the latest buy to let mortgage lender to amend its criteria for borrowers ahead of new...

08 December 2016

From: Breaking News

Bank of England quizzing lenders over buy to let stress tests

The Financial Times reports that the Bank of England is questioning buy to let mortgage lenders and banks as part of...

29 November 2016

From: Breaking News

Bank of England to control loan-to-value of buy to let mortgages

The Bank of England has been given additional powers by the government to control mortgage lending for buy to let investors. The...

17 November 2016

From: Breaking News

Cheaper to rent than buy in 84% of the UK

Credit rating consultancy Experian says it is cheaper to rent than buy in 84 per cent of areas, while it's cheaper...

08 November 2016

From: Breaking News

Mortgage chief slams rivals for lending to every Tom, Dick and Harry

An outspoken mortgage chief has criticised other lenders for supplying buy to let products to “every Tom, Dick and Harry” since...

28 October 2016

From: Breaking News

'Enough is enough' says finance chief about buy to let controls

The chief executive of financial consultancy Clayton Euro Risk says changes soon coming in to tighten the criteria applied to buy...

04 October 2016

From: Breaking News

Group wants letting agents to back campaign against buy to let lenders

A group campaigning to secure refunds on alleged mortgage interest over-charging by buy to let lenders is calling on letting agents...

19 July 2016

From: Breaking News

Big rise in mortgages for buy to let investors via limited companies

A market survey by specialist broker Mortgages for Business reveals that there has been a substantial increase in lending in the...

07 July 2016

From: Breaking News

Bank of England keeping an eye on buy to let for Brexit problems

Bank of England governor Mark Carney says the bank is keeping a close eye on the buy to let market -...

06 July 2016

From: Breaking News

Buy to let mortgage lenders get ready for possible new legal challenge

The Property 118 website - which last week won a notable victory in the Court of Appeal against a building society...

14 June 2016

From: Breaking News

New lending rules 'could create 'buy to let mortgage prisoners'

A warning is being issued that the types of mortgages still being extended to buy to let investors risks them becoming...

10 May 2016

From: Breaking News

Newspaper argues buy to let is off the hook despite mortgage clampdown

The financial editor of The Guardian newspaper claims that - despite widespread criticism within the lettings industry of the latest buy...

31 March 2016

From: Breaking News

Mortgage clampdown could stifle lettings supply, warns industry body

An industry body says proposals by the Bank of England to curb buy to let lending are “premature.” The Bank’s Prudential Regulation...

30 March 2016

From: Breaking News

Buy to let lending fuels mortgage rush according to latest bank figures

Banks approved 45,892 mortgages for house purchases last month - a 20 per cent rise on the February last year, with...

25 March 2016

From: Breaking News

High Street bank extends buy to let mortgage age cap from 75 to 80

Barclays has increased its age cap for those applying for buy to let mortgages from 75 to 80 with immediate effect. The personal...

27 January 2016

From: Breaking News

'The market will stop lenders overcharging buy to let limited companies' claim

A specialist buy to let lender says some mainstream mortgage companies are over-charging borrowers who have incorporated in order to minimise...

19 January 2016

From: Breaking News

Lenders hold 'January sale' to lure buy to let investors, says mortgage broker

Many lenders are holding the equivalent of ‘mortgage January sales’ in order to kick-start the market for borrowers, according to a...

08 January 2016

From: Breaking News

Buy to let market will dip despite recent mortgage surge, warns Hometrack

Buy To Let mortgage lending grew 17 per cent in 2015 but faces a potential slump after April, according to property...

05 January 2016

From: Breaking News

Government poised to launch farcical buy to let mortgage consultation

The government is poised to launch a consultation document which is expected to advocate further restrictions on buy to let mortgage...

15 December 2015

From: Breaking News

Buy to let clampdown: global regulator wants UK banks to get tougher

The Basel Committee - an international forum which sets standards for bank regulations in individual countries - says financial institutions should place greater emphasis...

11 December 2015

From: Breaking News

Rental sector set to benefit as first time buyers lose out on mortgages

A new survey of mortgage approvals suggests first time buyers are continuing to lose out - and are thus likely to...

11 December 2015

From: Breaking News

Another buy to let mortgage lender clamps down on borrowers

Ahead of expected restrictions on buy to let lending to be introduced next year by the Bank of England, some individual...

09 December 2015

From: Breaking News

Buy to let mortgage market in rude health says Moneyfacts

The popularity of buy to let continues to soar according to data analysts Moneyfacts, despite a raft of new regulations coming...

18 November 2015

From: Breaking News

Worries grow for interest-only mortgages dominated by buy to let investors

Almost three-quarters of homeowners with interest-only mortgages - many of them buy to let landlords - are worried they may not...

26 October 2015

From: Breaking News

Restricting BTL mortgages will push up rents, warn lenders

Measures which discourage investment in the private rented sector can only push up rents and harm tenants more than landlords, a...

20 October 2015

From: Breaking News

Over half of landlords have no intention of improving property's energy efficiency

Some 60% of landlords have no intention of investing in their property to make it more efficient, despite new energy efficiency...

20 August 2015

From: Breaking News

The interest rate warning bell has been rung

When Governor of the Bank of England, Mark Carney, recently announced that interest rates would have to start to rise sooner...

24 July 2015

From: Features

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